If you deposit ₹ 5000 every month in SIP, how much money will you get after 20 years, check the complete calculation here:The returns from SIP depend on many important factors such as how much money are you investing every month, for how many years are you investing and at what rate are you getting returns every year?

Mutual Fund SIP: It is very important to invest for future needs like children's education, marriage, house building. The sooner you start investing, the more you will benefit. There are many options available for investing in today's time. If you are looking for a good option to start investing, then Mutual Fund SIP can be a better option for you. Today we will know here that if you deposit ₹ 5000 every month in SIP, then how much money will you get in 20 years?

The longer the SIP, the bigger the profit

You can get the full benefit of SIP only when you start it at a young age and continue it for as long as possible. The return from SIP depends on many important things such as how much money you are investing every month, for how many years you are investing and at what rate you are getting returns every year?

How much money will you get after 20 years from a SIP of ₹5000

If you are doing a SIP of ₹5000 and you get an average return of 12% every year, then after 20 years you will have a corpus of about Rs 49.95 lakh. This amount includes your investment of Rs 12 lakh and return of about Rs 37.95 lakh. Similarly, if you get an average estimated return of 15% every year, then after 20 years you can create a total fund of Rs 75.79 lakh. This amount includes your investment of Rs 12 lakh and return of about Rs 63.79 lakh.

Some important things will have to be taken special care of

Before investing in SIP, you have to keep some special things in mind. There is a lot of stock market risk in mutual fund SIP. Along with this, you will also have to pay capital gains tax on the returns you get from SIP.